Inflation—the general rise in prices over time—can quietly erode your purchasing power. In South Africa, where inflation rates can be volatile, it’s essential to account for this factor in your investment strategy. Why Inflation MattersIf your investments grow at a slower rate than inflation, your real returns (i.e., what your money can buy) decrease. For […]
Both Unit Trusts and Exchange-Traded Funds (ETFs) are popular ways to invest in diversified portfolios in South Africa, but they have key differences. Understanding them helps you make the right choice based on your goals, risk profile, and investment style. Unit Trusts ETFs Which Is Better? Opt for ETFs if you want cost efficiency, transparency, […]
Investing is one of the most effective ways to build long-term wealth, and in South Africa, a wide range of accessible options make it possible for anyone to get started. Whether you’re aiming to grow your savings, plan for retirement, or simply make your money work harder, the first step is understanding the basics. 1. […]
Investing in South Africa can be rewarding, but many beginners fall into common traps that can hinder their financial growth. Here are five frequent investment mistakes and how to avoid them. 1. Lack of Clear GoalsMany investors start without clear objectives. Without a defined goal—be it retirement, education, or buying a house—it’s hard to choose […]
Real Estate Investment Trusts (REITs) offer South Africans a way to invest in property without the hassle of direct ownership. They provide access to the property market through listed companies that own and manage income-generating real estate. What Are REITs?A REIT is a company that owns, operates, or finances income-producing real estate. Listed on the […]